Creditcoin Price

Creditcoin (CTC) is a cryptocurrency launched in 2019 that enables real-world credit transactions on an immutable, public ledger. Currently ranked #229 with a price of $0.6809, it has seen a -2.96% change in the last 24 hours. Creditcoin bridges traditional lending with digital assets, allowing credit access without intermediaries. The token operates on both its own blockchain and Ethereum, focusing on Real World Assets and functioning as a Layer 1 solution. With a current market cap of $317.58M and 24-hour trading volume of $1.22M, Creditcoin has established itself in the cryptocurrency ecosystem. Creditcoin has a circulating supply of 466.41M CTC with a maximum supply cap of 600M CTC. The project maintains an active community and development team, with regular updates shared through their official channels.

Creditcoin (CTC) was created on April 4, 2019. It was launched as a cryptocurrency designed to facilitate credit transactions on the blockchain. Creditcoin operates as a Layer 1 solution focused on Real World Assets, allowing users to record and verify credit transactions in a decentralized manner. Since its creation, Creditcoin has established itself in the cryptocurrency market, currently ranking 229 with a price of $0.6809 and a market cap of $317.58M. The project has a maximum supply of 600,000,000 CTC tokens, with 466.41M CTC currently in circulation.

Creditcoin was founded by a team led by Gluwa, a fintech company focused on creating financial solutions for underserved markets. The project was launched in April 2019 with the goal of building a blockchain-based credit system that connects lenders and borrowers across different blockchain networks. Unlike many cryptocurrencies with anonymous founders, Creditcoin was developed by an established organization with a clear mission to improve cross-border lending and create a decentralized credit history system. The team behind Creditcoin continues to develop the protocol, focusing on real-world asset integration and layer 1 blockchain functionality.

Creditcoin operates as a dual-blockchain cryptocurrency that powers a decentralized credit transaction network. Running on both its native blockchain and Ethereum, CTC enables recording of credit transactions on an immutable public ledger without intermediaries. With a current price of $0.6809 and market cap of $317.58M, CTC facilitates the bridge between traditional lending and digital assets. The token has a maximum supply of 600M CTC with 466.41M CTC currently in circulation. CTC uses a consensus mechanism that validates credit transactions while maintaining security and transparency. Users can participate in the network by staking tokens, validating transactions, and utilizing the platform for real-world credit applications. The token has shown -2.96% movement in the last 24 hours with a trading volume of $1.22M.

Creditcoin operates on a hybrid technical architecture that combines Ethereum's security with its own Layer 1 capabilities. As an ERC-20 token (address: 0xa3ee21c306a700e682abcdfe9baa6a08f3820419) on the Ethereum blockchain, CTC leverages Ethereum's robust security and smart contract functionality while maintaining its own native blockchain for specialized operations. This dual-layer approach allows Creditcoin to facilitate cross-chain credit transactions and identity verification without compromising on security or scalability. The architecture supports a total supply of 549.91M CTC with 466.41M CTC currently in circulation, and implements a consensus mechanism designed specifically for credit-based transactions. Creditcoin's technical foundation enables it to serve as a bridge between traditional financial systems and blockchain technology, particularly for real-world asset applications.

Creditcoin has an ambitious roadmap focused on expanding its utility in the real-world assets space. The project aims to enhance its Layer 1 capabilities with upcoming smart contract integration, allowing for more complex financial applications. By 2026, Creditcoin plans to launch its decentralized exchange (DEX) to facilitate seamless trading of CTC tokens without relying on centralized platforms. The development team is also working on integrating Creditcoin with global payment systems by 2027, which should significantly increase adoption and real-world use cases. With a maximum supply of 600M CTC and current circulating supply of 466.41M CTC, the tokenomics are designed to support long-term growth. Creditcoin's focus on real-world assets positions it uniquely in the market, with plans to expand cross-chain functionality and improve scalability by 2030. The team regularly updates their roadmap on their official website and community channels, ensuring transparency with stakeholders about future development milestones.